Loan Programs — AI Deal Logic
ALL LOAN PROGRAMS

Every program. One AI engine.

From rental-cash-flow DSCR loans to ground-up construction with SNAP DRAW progress releases — the full range of capital products our AI matches to the right lender on day one. Jump to any program below.

2X
Faster Approvals
95%+
Lender Match Accuracy
500+
Active Lending Partners
$2B+
Funded Through
Our Network
100%
Secure &
Confidential
RENTAL INVESTMENT · LONG-TERM

DSCR Loans

Debt Service Coverage Ratio loans qualify your rental property on its own cash flow — not your tax returns. Built for buy-and-hold investors who want to scale without the income-doc bottleneck of conventional financing.

  • No tax returns, W-2s, or DTI calculations required
  • Qualify on the property's rental income alone
  • LLCs, corporations, and foreign nationals welcome
  • 30-year amortization with fixed-rate or interest-only options
APARTMENT · 5+ UNITS

Multifamily Loans

Financing for apartment buildings and large multifamily acquisitions — from 5-unit value-add deals to 200+ unit institutional plays. Bridge, perm, and agency options matched to your hold strategy.

  • 5 to 200+ units — stabilized or value-add
  • Bridge, permanent, and agency loan options
  • Non-recourse available on qualifying deals
  • Interest-only periods on stabilized assets
SHORT-TERM · FAST CLOSE

Bridge Loans

Fast, short-term financing for time-sensitive acquisitions, value-add plays, and gap funding between transactions. When the clock is the deal, bridge capital closes in days, not months.

  • 7 to 14-day closings on qualifying files
  • Interest-only payments through the term
  • Property types from residential to commercial
  • Take out with permanent financing or sale
BUILD · RENOVATE · EXPAND

Construction Loans

Financing for ground-up builds, major renovations, and expansion projects. Featuring our SNAP DRAW process — self-inspected progress photos from your phone, no third-party inspector waiting weeks for a site visit.

  • SNAP DRAWS — submit progress photos by phone, draws released in 24–48 hours
  • No third-party inspector required
  • Up to 85% LTC on qualifying projects
  • $50,000 construction minimum
SBA 7(A) · 504 · EXPRESS

SBA Loans

Government-backed financing for business acquisitions, owner-occupied commercial real estate, and expansion capital. Up to 25-year terms and high-leverage structures that conventional lenders won't match.

  • SBA 7(a), SBA 504, and SBA Express programs
  • Up to 90% LTV for owner-occupied CRE
  • Terms up to 25 years on real estate
  • Business acquisition, working capital, and equipment financing
REHAB · RESELL

Fix & Flip Loans

Short-term capital built around the flip cycle — purchase plus rehab in one loan, interest-only payments, and fast draws so your crews keep working. Designed for active rehabbers and BRRRR investors.

  • Up to 90% of purchase price + 100% of rehab budget
  • SNAP DRAW process — no inspector delays on rehab releases
  • Interest-only during the rehab + resale period
  • Refinance to DSCR if you decide to hold instead
BUILD FROM DIRT

Ground-Up Construction

True ground-up financing for spec builders, infill developers, and custom-home projects. Lot plus vertical construction in one structure, with SNAP DRAW progress releases that keep the build moving on schedule.

  • Lot acquisition + vertical construction in one loan
  • SNAP DRAWS — phone-photo inspections, 24–48 hour draw release
  • Up to 85% LTC, 70% LTARV
  • 1 to 50+ units — residential to small commercial
RESIDENTIAL + COMMERCIAL

Mixed-Use Properties

Financing for properties that blend residential units with commercial storefronts — the live/work buildings, retail-with-apartments, and urban infill assets that conventional lenders struggle to underwrite cleanly.

  • Retail or office ground floor with residential above
  • Purchase, refinance, or cash-out structures
  • Bridge or permanent loan options
  • Stabilized or value-add scenarios accepted
COMMERCIAL OFFICE

Office Building Loans

Acquisition and refinance capital for office properties — owner-occupied buildings, medical office buildings, professional plazas, and flex space. Underwriting that accounts for the asset class as it is today, not as it was in 2019.

  • Owner-occupied or investment office
  • Medical Office Buildings (MOBs) a specialty
  • Bridge or permanent depending on stabilization
  • Up to 70% LTV with interest-only periods available
STOREFRONT · STRIP · CENTER

Retail Property Loans

Financing for retail real estate from single-tenant storefronts to anchored shopping centers. Underwriting that weighs tenant credit, lease structure, and trade-area fundamentals — not just the headline cap rate.

  • Single-tenant NNN to multi-tenant shopping centers
  • Anchored, unanchored, and storefront retail
  • Bridge for value-add, permanent for stabilized
  • Up to 75% LTV on qualifying assets
DON'T SEE YOUR SCENARIO?

If it's a real estate or business loan, we can find the lender.

Our AI matches across 500+ active lending partners and 12+ product types — including programs that aren't on this page. Submit a scenario, talk to Jeff directly, or both.